You’ve worked hard and saved for retirement, but the need for long-term care could drain those savings within months.
Long-term care is one of the greatest threats to your home and financial security. In Montana, nursing costs can average over $8,000 per month—that’s over $96,000 per year.
Can your finances sustain that? Most can’t.
If you’re facing this challenge, we’re here to help ensure you get the care you need without sacrificing everything you’ve built.
Contact us at (409) 549-0306 or click here to get started today.
In Montana, long-term care Medicaid helps cover the high costs of services such as in-home care, assisted living, and nursing facilities—expenses that can be unaffordable for many families.
We use these tools to secure your financial stability and care:
Think of this as a shield for your assets. It helps protect your home and savings while allowing you to qualify for Medicaid benefits when you need them.
Imagine having someone you trust to step in and handle financial or healthcare decisions when you can’t. This tool ensures your voice is always heard.
This document is like a guidebook for your medical care. It outlines your preferences and removes the burden of decision-making from your family.
From nursing homes to in-home care, we help you plan how to pay for the care you need while preserving your financial security.
When Helen’s husband, Jack, was diagnosed with Parkinson’s disease, she vowed to care for him at home for as long as she could. But as his condition progressed, Helen faced a heartbreaking realization—Jack needed more care than she could provide alone.
The idea of moving him to a nursing home felt overwhelming, but the cost was even more daunting.
Helen had no idea how she would afford Jack’s care without draining their savings or selling the home they had built together.
We sat down with Helen to understand her worries and helped her develop a plan to protect their assets while securing the care Jack needed. By creating a Medicaid Asset Protection Trust, Helen was able to safeguard their savings and home. We also guided her through the Medicaid application process, ensuring Jack’s care would be covered.
Today, Jack is receiving compassionate, professional care, and Helen can focus on being his wife instead of his caregiver. She no longer feels burdened by financial uncertainty.
At Montana Elder Law, we understand the tough decisions families face when it comes to long-term care. Let us help you navigate these challenges with clarity and confidence.
Call us at (409) 549-0306 or click here to begin.
Planning for future health care costs can feel uncertain, especially when it involves long-term care. Medicaid can help cover many of these expenses, but the rules for qualifying can be confusing without proper guidance from your Montana medicaid planning lawyer. At Montana Elder Law, Inc, we’ve been helping clients get the care they need since 2012. Now, it’s our turn to help you. Read on for some important answers to your questions about medicaid, and contact us today to get started with your long term medicaid preparation.
Medicaid is a government program that helps people with limited income and resources pay for medical care. It’s funded jointly by the federal and state governments, but each state sets its own rules for eligibility and benefits. In Montana, Medicaid can cover doctor visits, hospital stays, prescriptions, and long-term care costs such as nursing home or in-home assistance. The program is designed to help individuals who meet both financial and medical requirements.
Medicaid looks at both income and assets when determining eligibility. Assets can include cash, savings accounts, investments, and property other than your primary home. Certain assets, such as a home you live in, one vehicle, and personal items, may be exempt. However, transferring or giving away assets before applying can affect eligibility. Careful elder care financial planning can help protect what you own while still allowing you to qualify for needed care.
The approval process depends on how quickly the application is submitted and whether all required information is provided. In Montana, it typically takes between 30 and 90 days to process a Medicaid application. Delays can occur if financial records or medical documents are missing. Working with a legal team familiar with the Montana medicaid planning process can help you stay organized and avoid unnecessary setbacks.
Medicaid offers a range of services to support individuals who need long-term care. Coverage often includes nursing home care, in-home personal care, and certain assisted living services. In some cases, Medicaid may also cover medical equipment, transportation, and rehabilitation therapies. The goal of medicaid eligibility planning is to help people maintain their health, safety, and independence while receiving the level of care they need.
A properly structured trust can help protect assets while meeting Medicaid’s financial rules. Certain types of trusts allow you to set aside funds for your spouse or future needs without disqualifying you from Medicaid benefits. The terms and timing of these trusts must meet specific legal guidelines, so it’s important to set them up correctly. With proper planning, you can preserve your savings while still qualifying for care coverage.
At Montana Elder Law, Inc, we’re prepared to help you with your medicaid application, estate planning, and more. Get in touch with us today, and see how the right Montana medicaid planning can make a difference.
At Montana Elder Law, we work with families, seniors, and their loved ones to create plans that protect and preserve their legacy.
Contact us at (406) 549-0306 to get started today.
Planning ahead can protect your assets, secure your care, and bring peace of mind for you and your family.
Here’s how:
The cost of long-term care can quickly drain your savings. Proper planning ensures your family’s financial stability is protected.
Our tailored strategies help you meet Medicaid’s requirements while aiming to preserve your home, savings, and other assets.
A comprehensive plan guarantees you can receive the care you need, whether at home, in assisted living, or in a nursing facility.
Don’t let the uncertainty of long-term care costs or Medicaid rules overwhelm you. At Montana Elder Law, we’re here to help you take control and secure peace of mind for you and your loved ones.
With a clear plan in place, you can protect your assets, access quality care, and provide your family with the clarity they need during life’s toughest moments.
Let’s create a strategy that ensures your future is safe, your wishes are honored, and your legacy is preserved.
